Somers, North Salem and Katonah real estate and homes for sale in New York - Eugenio Sermoneta, REALTOR® Eugenio Sermoneta REALTOR(r) for Somers, North Salem and Katonah, New York real estate - NUMBER1EXPERT™ Eugenio Sermoneta NUMBER1EXPERT(tm) for Somers, North Salem and Katonah, New York real estate
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Eugenio Sermoneta, REALTORŪ, real estate agent and broker for Somers, North Salem and Katonah New York home listings, property and land for sale - NUMBER1EXPERT(tm)







"Thanks for all Gino."
"our first weekend in paradise was just that- paradise. We had 2 feet of snow. Our car got stuck about 100 feet from the house..."
Shari and Thomas Depuoz, Pawling NY
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Inspired Real Estate Advice 914-450-5356.
Why Buyers Choose Me: Somers, North Salem and Katonah New York home buying, real estate listings, and homes for sale in Westchester County, NY
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your REALTORŪ is a Top Local Expert.

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like.

As a top Westchester area REALTORŪ, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest:

- You will have full access to ALL the homes available in the Somers, North Salem, Katonah, Waccabuc, Bedford, Cross River, Goldens Bridge, South Salem markets, even listings not yet on the MLS, through my professional New York real estate affiliations.

- My expert local knowledge of the North Westchester area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more.

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even from one neighborhood to the next. Westchester is no different!  It's my job to steer you into opportunities and out of traps.

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money.

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions.

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you.

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience.

Let me represent your best interests in your search for a new home in North Westchester. While you can see a million homes on the web, actually buying your home is another matter entirely.

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Eugenio Sermoneta, REALTORŪ, real estate agent and broker for Somers, North Salem and Katonah New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Eugenio "Gino" Sermoneta, ABR, GRI
Coldwell Banker Previews International

165 Katonah Avenue
Katonah, NY. 10536
Cellular #: 914-450-5356
Voice mail #: 914-232-7120 ext. 152
Office #: 914-232-7120 ext 152
Email: gino.sermoneta@cbmoves.com

Licensed Associate Broker with COLDWELL BANKER PREVIEWS INTERNATIONAL. Member of the National Association of REALTORS NAR. Member of the New York State Association of Realtors NYSAR. Member of the Westchester County Board of Realtors WCBR. Member of the Real Estate Buyers Council REBAC. Graduate of the Realtor Institute GRI. Fluent in French, Spanish, Italian.






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